They just sent out a notice on Nov. 5th that they changes the membership requirements.

"Who is eligible for USAA P&C Group membership?
Military Personnel

■All current members of the U.S. Armed Forces, active duty, Guard and Reserve, as well as those who retired or honorably separated in the past, regardless of dates or branch of service (Army, Air Force, Navy, Marine Corps and Coast Guard).
■Cadets, midshipmen, and officer or warrant officer candidates in government-sponsored programs leading to a commission.

Family Members

■Adult children, widow(er)s, and un-remarried former spouses of USAA members.
■Widow(er)s of officer and enlisted personnel who were killed in action while eligible.

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6/23/2022