Skip,
Really good and informative post. I have never reloaded .40 S&W (yet, don't even have a gun in that caliber these days).

I do have a G21 and it's completely stock other than the Heinie Slant-8 Nite Sights.

I never felt the need to load hot .45 ACP. I have several other like-caliber semi-autos....H&K Tactical, Springfield 1911-A1 and Sig 220

I prefer nice medium target loads and when my G-21 is "on duty" I load up the factory loads that function just fine.

I agree totally with your logic...keep those "on the edge" loads for the Rugers, Freedom Arms and the like.

Bob

__________________
"Onward thru the Fog"