1. Being a smart***** does not get you real far, especially on an internet forum.
To answer your question, it is not, and never will be as reliable as a gun without a lock. The probability of malfunction, no matter how small, is greater than the probability of malfunction when the system does not exist. You may know psychology, but seems like your math could use some work
Shooting hundreds of rounds to test for function is usually more important in autoloaders, not wheel guns. You are checking for FTF and FTE, these do not exist in a revolver. If the load is accurate, performs adequately and you can shoot it confidently, you are good to go with a revolver.