We got CPLs in Michigan about 8 years ago and I applied for mine week two to avoid the rush. My friends told me I'd carry less later but started with a 1911 and worked downsize to J frames and a Colt Mustang and Tomcat at times too.
I live and work in areas that having my little 5 shot pea shooters would be enough and I'm overbounds if not. Twice with the .32 I've been in areas when something appeared to be going down but didn't and felt undergunned as my inlaws live in a shaky neighborhood. I carry a little more when visiting that area on rule and know my FIL has bigger within a very short reach there as well.