I don't know if they still offer it but Federal has their Personal Defense 129 Grn standard pressure load that was very well received. Most of us that have carried the older J-frames have used +P loads with no ill effects. A large amount of shooting them will lead to premature wear eventually, but a modest amount shouldn't cause problems. Just sight it in with them and do most of your practice with non +P and use them for carry and you should be fine.