Looks like the Marlin 795 is based on the Marlin Model 60, of which millions have been made. I have had two of them, found them to have terrible triggers (affecting acccuracy) and to be not particularly reliable.

The owners manual says they should be totally dissassembled and cleaned every 200 rounds, pulling one apart is a pain. The Ruger 10/22 is a lot easier to clean, much more reliable, many aftermarket parts available to make them extremely accurate, I'd say the Ruger 10/22 is worth the extra money.

If you want another eye opener, check completed auction prices on used Marlin Model 60's, the seem to bring only $50-75 used, they have no value on the used market.

Also, since Marlin has been acquired by Remington, quality on thier rifles has suffered, the only Marlin I would buy of any variety would be a used one made in the New Haven, Ct. plant....