Because you are 20 minutes round trip from them, no, there is NO reason, other than available cash, as to not get the XL650.
I have two, one RL450B, 3 Square Deal Bs and a Lee Classic Cast Turret press. All of them function just like they are designed.
The ONLY complaint I have about the XL650 has to do with the primer system and an empty "hole". The primer apparatus still advances. After two or more, the primers fall on the floor.
I am working on a fix. When I get a good one, I will post it. At present, not so much!
(Read, not duct tape, electrical tape!
)
Now, I am NOT saying it is THE best press out there. Not saying that at all, period BUT, since you live so close, it makes it a no brainer.
The Hornady LNL AP is a great press too from all I have seen. Bob sure likes his and he is a great guy! They are red though, just so you know!
All kidding aside, you will not be sorry that you bought the Dillon. You will be out a bunch of cash but, they are well worth it, in my opinion.
Have fun, be safe, don't wait any longer to get started. Buy a manual, get a set of dies, get components or something, but wait no longer.
Time will never be better to start.
FWIW