Certaintly the 4586 should be worth 300 bucks any day of the week, but (and I'm not flaming the OP), not having the cash but saying that its "just $300" will not likely help deflect impending bankruptcy.

We kid about it a lot on this site but spending money that you don't have on a gun is not wise - unless you IMEDIATELY "flip" it for more money, and let's face it - once you get it, it's awfully hard to turn it loose.

Good luck and guidance in your decision.