Don't think about it. Just do it.
Assuming you save your brass and go with an inexpensive single stage press and lead bullets;
You'll break even in less than 1,000 rounds of .38 special.
I know I did.
Now I shoot 2X to 4X, let all my friends wail away, and still save a ton of cash.
It's a no-brainer.
Oh, and I cannot say "thanks!" enough to all the help I've gotten off this forum! THANKS!
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But then, what do I know?
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