Does your 40 have a thumb safety? If so, may I suggest that you carry in Condition 1?
Ask yourself which is greater - The odds of:
1) The safety becoming accidentally disengaged, somehow unknowingly pulling the trigger and having a ND, or:
2) Attempting to rack a slide one-handed against your body with your finger near the trigger using an aftermarket hook during an extremely high pressure situation and having a ND?
The "cocked and locked" method has been proven a valid way to carry for a century...
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