Hot and humid Pittsburgh weather in the summer.........if in jeans, no socks and sneakers or boat shoes

I carry IWB using a sleeveless t-shirt ( a colored "wife beater" is even better but my wife says no to them...LOL)covered by an untucked nylon "fishing style" shirt.. sleeves rolled up above the elbows ( held by that little flap thingie that buttons over the rolled up sleeve....... I explain it, if asked, which is rare.... that I need the pockets my reading glasses, phone etc.

hides my 3913NL in a milt sparks summer special and my Safariland horizonal Leatherman mini tool case (extra 7rd mag) nicely.

lighter colored ones also reflect the sun and being loose help keep you cool.

I use to wear a photo vest.....you know the "shoot me" vests... all the time but since I've gone to the Fishermans's shirts the vest only get used in the mountains at the cabin.