I don't carry all the time. When I go out late or know I will be in a area
that is not the best part of town. I have a older J frame, solid steel. When fully loaded it is to heavy to be comfortable in my pocket or on my belt. I bought a waist pack in the sports dept. and it works well for me.
I leave it half unzipped when walking in the street or parking lot, sometimes with my hand on the grip. It's sitting right on my person in
front of me and easy to pull out. When I pick up my waist pack and put it around my waist I feel like John Wayne strappin on his gun belt. It works just fine for me.

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Goose
I'm still standing.