I have 2 large bank issued Credit Cards ( I totally refuse to get a debit card) Anytime I have had to call about something I get a honest to goodness person that speaks “American’’ English and seem to have no problem answering my question or concern. Their offices are physically located in this country!
Their rates are decent I suppose but as I pay in full each month I really do not care. I get cash back, so every now and then I have them post it to my card account and get a much smaller bill.
In September one card had an offer of 25% more points added to your transaction amount for that month. I had a whole house generator system and another large purchase that month so I put them on that card. To be honest I was surprised the generator company would take a card for the whole shot as they pay about 2% to the company, but they did and I took full advantage of it!
