I was maybe 11 years old when I started hunting rabbits with a Rem #4 Take Down 22 rifle. Like the S&W it had a single take down screw, a quarter would fit the slot and took a second to tighten it when it loosened. Absolutely no big deal!
Carried a cut off nail that I could sling down the barrel when the extractor stripped the head off of a 22 to knock the shell out.

I cleaned it by pulling a brush from the chamber to the muzzle on a regular basis.

I fail to see where the Victory is such a problem!?

My suggestion would be to replace the screw with one with a large head that a coin would fit. Also to those who shoot semi autos, clean them or cuss them.