Ok you asked for opinions and I will give mine and if you don't like it
please don't take offense, just ignore it. I can relate to some extent
as I am 70 with some real health issues. Being in this phase of my
life is new territory for me, as with everybody, and in general I have
learned that seniors are basically looked at as an easily tapped source
of income for many providers of various "needs". To be brief here I
think that "self defense insurance" belongs near the top of the list of
legal scams that have been thought up by those hungry to tap into
a financial resource.