Real insurance is not a scam. I can tell you from dealing with USCCA personally that they are not an ethical company. If you decide to sign on with them you will be getting "upsell" notices for new super premium or lifetime memberships all the time. I went with Second Call Defense. In this day and age it doesn't matter if you are right or wrong you are going to get sued. There are just too many lawyers trying to drum up business.

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Loyalty Above All.. but Honor