I read the fine print on one of the CCW insurance policies, and from what I could gather from all the legalese, the only thing they were going to do if you shot someone, was provide legal assistance to get your CCW back.

Their advertising talked it up that they would cover your legal expenses, but there was no mention in the actual contract terms of criminal or civil legal assistance beyond getting your CCW, CCP, or CPL back.

I wouldn't sign on to any of those plans without first having a real lawyer review the contract.