Well as I'm not a LEO and best bet will never shoot my CCW in anger I feel I'm well armed. If I do pull and shoot best bet it will be more like inches in distance not feet. I should score a very good hit and as most times its a one on one I should do well.
The ultra rare Radicals Attack while possible could happen and my first instinct is to find cover. Return fire at that point should be very deliberate and even then will probably be relatively close distances (no more than 50-60')
I just switched from a BG.380 to a Ruger LCR.38 (both were pocket carry!). and feel well armed. Note that is for casual everyday carry, going into the city or if more serious problems are going on, I will be carrying a .45 in a IWBH
14 S&W Revs none with locks!