As a general rule I am totally happy carrying a snubbie K frame. The two that I routinely carry are quite accurate, I can hit with them at distance, and I do not expect, usually, to encounter an entire jihadi team. Sometimes I still carry a M642. However, when I go someplace that I consider to be comprised of so many targets of opportunity that jihadists and other maniacs adore then sometimes I carry a higher capacity 9mm pistol and maybe even a spare magazine. Then, again, sometimes I stick to the K frames and a speedloader.
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