When I first began CC I went with USCCA. My cost was $30.00per month $360 per year for the highest paying plan. I was very impressed when I first signed on. They have an excellent magazine, but as previously stated they upend and frequently have drawings that feature 'FREE' pistols to people who sign up. Actually , they provide a certain amount of money and the winners, of course, must purchase their own firearm (or keep the money?). I was not familiar with any of the other options for CCW protection until I began checking CCW-Safe (which is NOT insurance). I suggest that anyone interested check them out themselves. For less than half what I paid USCCA , the highest coverage is available. The lawyers and staff at CCW-Safe are all former LEOs or Military who have been involved in self-defense shooting. I posted a similar post several months ago and received comments that I was 'shilling' for the company.