Where I live, bears and mountain lions are common. A couple of times a year when I leave the house in the pre dawn I hear bears beating a hasty retreat. Usually carry a little 380. I know from several recovered bullets from game that the hollow points I carry for 2 legged vermin would be far from idea for anything bigger. So my house guns and personal pocket guns are loaded alternately with a good quality hollow point and the next round being a Buffalo Bore fmj. That way at least every other shot will be ideal.