There was a time when I didn't really see a need, but now pretty much always have a lightweight snub as well as a tactical folder on me.
There's an average of of 3.7 million household burglaries each year with a family member being present during the burglary 28% of the time and experiencing some form of violent victimization 7% of the time.
https://www.bjs.gov/content/pub/ascii/vdhb.txt
Concealed Carry Tactics to Neutralize a Home Invasion