I've paid for fire insurance on my house for years and years, and never
needed it yet. But it's comforting to know it's there if I ever do need it.
The concealed carry is the same idea. I have never needed it, but there
have been a few times it was comforting to know it was there if I did
need it.

Remember in Lonesome Dove, former Ranger Call gave a gun and holster
to young Newt and said "it's better to have this and not need it than to
need it and not have it". It couldn't be better said.

__________________
In Omnia Paratus