My SP101 DAO (no external hammer) snubby had a surprisingly good trigger out of the box, and has gotten even a little nicer with use. Mine is from around 2008, and is about as nice as a new S&W trigger. It is not at all gritty and the action does not have that heavy, awkward/springy feel that many Ruger revolvers seem to have in DA. Must have been luck of the draw! In aimed shooting, I'm able to consistently pull the DA trigger to a stack point and have a nice SA break. In regular shooting, it's just a nice smooth pull all the way through.

My old blued Ruger Redhawk, in .44 Mag is the only Ruger that I've owned with a nicer trigger.

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