I agree with you that the standard velocity 9mm in the 940 is "snappy". It hurts my hand after about 2 cylinder fulls. I downloaded a 124 gr to just over 1000 fps, I used 3.8 gr 231 (same as HP38) which yielded 1003 fps, and made it much more comfortable to shoot. But for when I carry it I carry 147 gr JHP which has a lower velocity and has less recoil.

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H Richard
SWCA1967 SWHF244