Personally I wouldn't buy any IWB holster that doesn't completely cover the muzzle. Seems like having the muzzle poking out of the holster is a good way for it to snag on something during the draw, for it to wear holes in your clothes, and to expose the muzzle of your gun to skin acids/salts. For any IWB I want all of the gun that is inside my pants to be fully covered. But that's just my opinion and YMMV.