More and more I carry my 4" 686 with .357 158 grn PP rounds. I use a paddle holster that holds it close but you can see a lump. I don't care any more. a lump can me anything and it in no way looks like a gun even if to some its obvious to assume it is. No one has ever called me on it and I even had a LEO behind me in line at Wally World, nothing was said.

I feel very safe with my six best good friends. When I need more stealth I pocket carry my 642 with 38+p. Its a slight compromise but its enough I think to do the job.