Heaven forbid, if I ever have to fire my handgun in self-defense, I think the last thing that I'll be concerned about is how much I spent for the handgun and how much it will cost me to replace it. Someone once said that there is a law suit attached to every round fired in a self-defense situation. There are compromises in EDC handguns, but within reason, cost isn't one of them. If it were, I suppose that I'd carry the cheapest functioning handgun I could find.