If this were only happening with reloads, I'd say that was the problem due to the fact that the primers are coming out. But since you said it happens with factory ammo also, it's something else. If you have a problem with the fining pin bushing as you have indicated, this requires the revolver be returned to the factory for repair. Call S&W Customer Service and you will find them to be most helpful. They will send you a shipping label to return the revolver and if there is any cost for that repair, it shouldn't be too much.
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