Well, I think the world I live in (as a retired computer engineer) is a lot different than the situation faced by a police officer.
I don't get involved stopping crimes that don't involve me or my wife, I don't arrest bad guys.
If I see a problem I run away from it. If an officer sees a problem he runs towards it.
So I think 5 rounds can stop a mugging at an ATM (for example).
Frankly, I'm thinking the opposite from you in that I think I might need more rounds if my home is invaded by multiple bad guys.
I'm considering keeping something with 8 or more rounds on me at home. Or perhaps two J frames.
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