The finish on my 642 looks like **** from pocket carry but function is fine. If I ever need it that is what counts. I have no idea why the finish boogers so badly since I don't carry anything else in that pocket. My first one did the same thing. I don't think I could pocket carry a k snub in jeans. IWB yep yep yep but that means an untucked shirt or a jacket. With a jacket I can IWB a N frame snub and even a 4 inch N fairly comfortably.