Goodsam.. I would buy the Rossi in question for that money all day.The achilles heal with Rossi is the firing pin as mentioned. The problem lie with the retaining rivot which can become loose causing the pin to strike the side of the frame hole and break. Some owners have replaced their pin and rivot with a S & W K frame pin as a precaution.Rossi has always been a better choice for a poor man S&W revolver.