Just for an uninformed viewpoint, when I look at most 640's I see either a 38 I like the looks of but it won't shoot 357's, or I see a 357 with the fluted barrel I hate, and/or I see the dang lock.
When I look at yours, I see a 640 that shoots 357, has classic styling (the enclosed ejector doesn't bother me on a snub), and doesn't have a lock. I'd go $500 easy.
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