I was on a floating fishing dock many years ago that was struck. Loud, bright, and VERY scary. There were four of us on the dock. No one was injured, but we all left in a hurry. Twenty-odd years later the wife and I were lying in bed one Sunday morning when we heard a loud boom and felt the house shake. I looked out the window and didn't see anything amiss, so we went back to sleep. A couple hours later I left the house and noticed firetrucks in the alley at the end of the block. The lightning had struck an apartment building at the end of the block. There was a charred gaping hole in the roof where it had been struck, and a crew was busy stretching a tarp to cover the hole, Fortunately no one was injured that time, either.

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Or something like that . . .