The answer, or at least the direction to look, depends on your intended usage.
If it's general fun and informal shooting, you might be better off comparing the Ruger to a Browning Buckmark or S&W Victory. Basically, inexpensive pistols that reliably go "bang", with so-so triggers and accuracy. Good enough for goofing around with on the weekend with your kids, etc.
If for serious target shooting (i.e: precision bullseye) the above are all passable entry level guns.
The S&W 41 is honestly neither fish nor fowl. Expensive, and often problematic in terms of trigger and reliability. And, there is zero adjustment available in terms of premium trigger, sight picture, etc. They enjoy a reputation with guys who remember the good old days. But, their time in the winning circle is long gone, assuming you can even get one that can get through a match without jamming.
For that kind of money, and serious use, your best bet is to look at a real target pistol such as Pardini, Feinwerkbau aw93, older Hämmerli 208/208s, Morini CM 22, Walther GSP, etc.
You'll get better grip options, better accuracy, better sights, utter reliability, overall superior fit and ergonomics, (and did I say better accuracy?).