Welcome and sorry for your troubles.
The hammer and trigger on these are case-hardened, so the former appearing "painted" is probably normal.
With older standard S & W revolvers the usual cause of this problem is a loose extractor rod tying up the action, but the 500 and 460 don't use the rod as a locking point. If the thumb piece (cylinder release) is fully forward and the gun doesn't unlock, I agree with sending it back to the factory to be sorted out.
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Alan
SWCA LM 2023, SWHF 220
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