OKFCO5,

Thanks for clarifications. Thank you for point about costs -- that is important to me because there are currently only 1 or 2 states where I would use UT or FL CCW permit, and then only 1-3 times per year, maybe. I will look for local, UT qualified CCW instructor. I am in Denver, CO metro area and my Colorado CCW permit will be used nearly exclusively in CO, NM and AZ.

Thanks again,
Niklas