Do any of you have insurance for the legal ramifications of using a firearm in self defense? I have heard that with just about any self defense shooting incident that a person may be arrested and heavily questioned by the police and that lawsuits or jail time could follow.
Insurance for self defense shooting
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Puller
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There have been many discussions about this here. One from a few years back:
Concealed Carry Insurance
Look in the subforum where the above post resides and you'll find many more argum...uh, discussions.
Concealed Carry Insurance
Look in the subforum where the above post resides and you'll find many more argum...uh, discussions.
Like too many things in the USA, once the insurance industry gets enough people on board we'll all need insurance to get a carry permit, buy ammo, or maybe even shoot a gun.
I'm not going to contribute.
I'll only use my handgun for self defense or against deadly force to another person. I'll file a civil suit against the person I was forced to use my weapon on ASAP.
I'm not going to contribute.
I'll only use my handgun for self defense or against deadly force to another person. I'll file a civil suit against the person I was forced to use my weapon on ASAP.
Echo40
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Not me. There are already far too many mandatory insurance policies for things which will most likely never happen that one has to pay for, so I cannot see voluntarily spending more money on yet another form of insurance that I'll most likely never have to make use of, may not even survive long enough to use, and if I do, then I'll have bigger problems to worry about.
If folks have the money to afford such insurance and see it as a good investment, then more power to them, but I can't afford to be paying for something that I may not ever need, and if I should, then I'd rather cross that bridge when I come to it, or at least wait until I foresee a higher probability of needing it.
If folks have the money to afford such insurance and see it as a good investment, then more power to them, but I can't afford to be paying for something that I may not ever need, and if I should, then I'd rather cross that bridge when I come to it, or at least wait until I foresee a higher probability of needing it.
In order:
You've heard. Marketing is a terrible thing to waste. I have yet to hear a bunch of persons who defended themselves pleading for all gun owners to get insurance. It's always someone with an agenda or insurance connection. Decide based on your personal needs and desires.
You just shot someone. Of course you "may" get arrested. If your self-defense actions are under questionable circumstances, naturally LE is going to take a much closer look into it than an obvious robbery attempt in a parking lot or home invasion.
Clearly LE is going to ask questions. That's part of their job.
Again--you just shot someone. Lawsuits and jail time "could" follow. Contrary to the "Buy" group, it often does not. Again, shady circumstances can make matters worse for you. I'd be willing to venture and say most self-defense shooting result in neither kail time nor lawsuits. Some do. Do you feel lucky or do you think you need to stack the financial aspects on your side.
Even a " good shoot " can result in a civil suit . SOME states shield you from civil liability , some do not . Mine doesn't . Remember , even a good shoot can cost you legal fees , lost wages , etc. And that's before the possible civil suit that may follow . Know your own risk .
Like any other type of insurance, you don't need it,,, till you need it. I have USCCA, fervently hoping I never have to find out if my money's well spent. That said, should the worst ever happen, I don't want to walk thru that legal minefield alone.
blues7
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I switched to them a few years back. (HR 218 Plan)
85V65Sabre
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I have a well running backhoe..
Walmart might not take kindly to you digging holes in its parking lot.
Yet another reason to stay out of California.
It's dopey, anyway - suppose you're from Los Angeles and driving through San Jose for some reason - does the law affect you?
It's also dopey for these reasons:
1. Full employment for lawyers - I guess I should support that:
2. Good for sales, etc.:
3. A breach of common law that is unsustainable:
4. A loophole for the good guys:
How stupid can these people get? Just curious.........
But to answer the OP's actual question, there are really no strong reasons against joining one of these pro-gun companies and getting the insurance they offer, it is like having a lawyer on retainer, so it's just a choice you get to make. I think about doing it all the time but have not yet done so. And I sleep well....
9mmPatriot
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USCCA, been with them for years.
Better to be judged by 12 than carried by 6.
I just don't need the added expense, seeing how I'm retired and on a fixed income. This is a large forum. Except for on duty LEOs and military personnel, how many people have actually had to defend themselves by shooting someone?
I just don't need the added expense, seeing how I'm retired and on a fixed income. This is a large forum. Except for on duty LEOs and military personnel, how many people have actually had to defend themselves by shooting someone?
USCCA is a lot more than that .
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