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Old 09-27-2009, 06:26 PM
culito culito is offline
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Default Best credit card for points?

I'm shopping around for a new cerdit card. What's in your wallet? I'm looking for a cc that has great customer service and points for people with great credit. thanks
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Old 09-27-2009, 06:35 PM
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I you shop at Costco,take a look at the Amex Costco card.(True Earnings)
Costco only takes Amex anyway.
No annual fee (for card) 3%gas,restaurants
2% travel (hotel,car rental)
1% all other
Small catch;if a gas station doesn't register with Amex as gas station you only get 1%.
You still have to buy a Costco membership.
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Old 09-27-2009, 06:57 PM
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I use the FNBO (NRA) Visa card. No fees, you get 1 point for every dollar. NRA gets something on the back end. Joe
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Old 09-27-2009, 08:28 PM
hopperb hopperb is offline
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+1 for the Costco Amex I have been a member for years and you can either spend the rebate or just go in the store and cash the check.

If you want to find out the best card for you go to bankrate.com and they have a rating system and lots of info on all the cards out there. A great site for any type of credit questions.

Bill
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Old 09-27-2009, 11:32 PM
hsguy hsguy is offline
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Get a Cabela's card, the points never expire.
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Old 09-28-2009, 02:13 AM
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If you get a one store card, it takes a long time to acquire major points...I have a Citi rewards card....every thousand points is 10 bucks...it adds up quick if you pit everything on your card...
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Old 09-28-2009, 03:10 PM
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+1 on cabelas

you cant go wrong
one point for every dollar, except for cabelas....
then it's two points for every dollar spent

and some times, cabelas has triple point offers
(that is when you buy that big item you have
been thinking about for a long time...it lessens
the sticker shock with a great rationalization: at
least i am getting triple points!)

my wife says the points are going towards buying clothes
i say it's going towards something else besides clothes!
(anything else)

i used to have a card that did air line miles....
it is such a pain to cash them in....you can never
travel when you want unless you pay the premium choice...
so i have switched to cabelas.....i think it will work out much better
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Old 09-28-2009, 05:40 PM
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The Citi card I have gives points (3%) for purchases at grocery stores, drug stores, and gas stations (which is a significant part of the budget). I'm sure Citi has many other programs, so I'm not sure how to zero in on this one if you like it. Besides the purchases mentioned above, I use a Chase VISA card for everything else.
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