Been shooting in the local IDPA matches this summer. With the ammo shortage the group has opened up a .22 carbine division. Having shot the carbine division I am seriously thinking of getting a 9mm PCC for shooting in the PCC division.

Being on a budget I cannot really afford the likes of a JP. Have heard about the FM-9. Anyone have any experience with these good or bad?

Can't help you with those but I've been happy with my Beretta CX-4. I've had 2 for well over a decade now.

I don't compete, but Cx4 is my primary home defense weapon.

I compete with a Masterpiece Arms PCC and love it.
MPA AR9 PCC (Pistol Caliber Carbine) - MasterPiece Arms, Inc.

How about the Ruger PCC? I have one and it's pretty good and pretty cheap.