At the range today, I decided to go with one in the chamber plus the full magazine. Put in the 8 round mag, chambered, dropped the mag and added another round. Then shot 9.
Tried to do the same with the 7 round mag, but after chambering, dropping the mag and adding a round, I could not get the 7 round mag to insert. Tried slamming it in, but it wouldn't go. Put the safety on and tried to bang it in on the table, still wouldn't go. I'm guessing it's just tight.