Debit cards are a sucker trick, your $ is gone instantly. Use a credit card, your $ draws intrest till you pay the card bill. (not much maybe, but some) Don't charge more then you can pay off when the bill comes and you pay no intrest.

If you can't pay off your credit card at the end of the month, you shouldn't have one. Go to your bank/credit union or even a loan co. and borrow the $ you need (much better intrest rate)

The only time I ever came across any place that would not take cash, was a resrurant in a airport. I said I had seen no notice of this before we ordered or ate. The waiter then pointed out the notice (in small print) on the menu.

When I opened my mouth, stuck my finger in, and offered to give back the dinner he decided cash would be OK.

Yes, I am a "cantankerous old fart".