Yeah I felt like that when I called in a fender bender I had on a parked car, until the drug test and insurance co. started being real pains in my rear. I now hate insurance and lawyers even more than I did before, and I question why I do the right thing when all it does is screw me lol, but I know deep down I would feel even worse if I didn't do the right thing so I keep doing it lol j/k