I pay for everything with plastic, pay in full every month and get rewards for using the cards. All credit card companies want you to carry a balance so they make money. Not saying I've never paid a late fee, its happened when I get lazy and wait to pay the bills in one sitting instead of the day they come in.

Noticed Cabela's had a sale on Federal bulk 525, $69 4 boxes and a dry box. Normally $89..