I would sell the 92, put an add up here and over at THR for the Beretta or try to sell locally (your best option.) Your Smith will be a desirable gun soon enough, walnut and blue, pure class!!

The Bodyguard (49) is a good concealable choice with the ammo available from Buffalo Bore and Double Tap. IWB or on the hip they all but disappear. This of course is my opinion and to be taken for what it's worth.