I've carried a 6" revolver concealed now and again, and agree with all three points you made about how to make it work. I stand 5'06" in shoes, and to make things worse I'm short-waisted.........but it can be done. Many of the lessons I've learned about carrying hidden guns go back to my early PD days when I had to wear a 4" k-frame in a Hi-Ride holster. By the time I cleared leather my thumb was in my armpit, and I finally got permission to wear a special low-ride holster once I showed the Chief (who was 6'04" and long-waisted) why it was needed.

Good holsters and good belts are expensive.......and worth it. I've heard Beltman's products recommended by several savvy shooters I know, maybe it's time to buy one more good belt!