Another solution is to not routinely keep a round loaded in the chamber. For us average Joe's out here, do we seriously need a pistol kept in this state at all times? Can we justify it with real world statistics?
I don't think so. To each their own. If I am involved in a situation where a loaded, fire-ready pistol is the only thing that might save my life, I doubt I am going to survive the incident in the first place. It only takes a brief moment to rack the slide.

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Geoff. Since 1960.