Well, I made my first decision and purchased the Galco Summer Comfort IWB holster for my M&P 40 full size pistol. It was an internet purchase and paid $58.36 plus $6.24 for shipping. It came to the house in four days via Fedex. The leather was a little stiff out of the box but following the directions it quickly conformed to the proper sizing. I wore it all afternoon sitting, standing, and walking and it was very comfortable. This holster when wore at the 4 o'clock position is very concealable and is held tight between my body and pants. My pants did draw down a bit on my strong side but I guess it just because I am a little shall we say pear shaped at 5' 11" and 240 pounds. Suspenders would help alot if I were to use them under my shirt but then that brings another problem during personal times ;-}. All in all, I an very happy with the Summer comfort both for the fit and price.