That's a very nice piece. I don’t think the old Charter Arms handguns will increase in value like many of the older S&W’s and Colt’s but a near-new CA like the one you have is hard to find these days.
I collect old Charter Arms Bulldog .44’s, mainly 1st generations form the Bridgeport, Connecticut plant. The one pictured here is near mint. I purchased it in 1969 and it has a few thousand rounds through it.
I shoot all the ones I own and enjoy them. To shoot or not to shoot is up to the owner.