I NEVER wear untucked shirts, which I HATE.

I don't wear vests, sport coats or anything of the like.

That means that my "cover garment" is my tucked dress shirt or polo shirt.

If the IWB isn't between my pants and me, I'm open carrying.

I have two modes of concealed carry, IWB and pocket carry. For me, anything else would be open carry. I have no objection to legal open carry. I just choose not to do it myself.